The government has said that the Aadhaar based scheme of directly transferring the cash into the account of the beneficiary will bring a transparency in the entire system. The finance minister P Chidambaram denied the fact that the government is making hurry in the implementation of the scheme. He said that this will stop the duplicity and misuses. The scheme is to be launched in 43 districts in the first phase from January 1. To ensure proper functioning of the scheme, PC organized a meeting with the officials from 3 of these 43 districts. The discussion was made regarding the review of preparations for the implementation of the scheme. Through this scheme, the central government’s sponsored welfare programs and schemes’ subsidy will be directly provided into the bank accounts of the beneficiaries. Mr. Chidambaram added that the government has not hurried up the process in fact, it will be implemented slowly and slowly in the entire country.
While responding to the concerns regarding the doubts of basic model in the implementation during the Rajya Sabha session, he said that with the use of technology there will be no proper in implementing the scheme. Training will be provided for this. Bank managers and Banking Correspondents are being provided training for this. He said that where there will be any perturbation, there will be inquisition as well. Because of the complete payment is done through the means of electronic transfer, the investigation can be done quite easily. However, he also added that no one from the government has ever said that every Aadhar card holder will get benefited from the direct cash transfer.
With the implementation of FDI in retail in the country, the afraid retailers of the country are going to get a way of having an extra income. This will happen with the facility to directly transfer the subsidy into the accounts of the customer. To make this process successful, 10 lakh retail shops of the country have been included. Especially the involvement of retailers from rural areas is very certain.
To pave out the way for direct cash transfer, a committee headed by cabinet secretary Mr. Ajit Kumar held a meeting recently. The meeting was about discussing those agencies which will play a vital role in the implementation of this scheme. According to the list prepared by the committee, the next 3 years will result in a strong network comprising of 10 lakh retail shops, 1.5 lakh post offices, 1 lakh bank branches and 1.5 lakh fertilizer sales outlets.
The retail and fertilizer shops will directly distribute liquidity instead of subsidy to the consumers and the public while the post offices and banks will do this through their business correspondents (BC). According to the sources, the retail shops and post offices will do the most important jobs of implementing this process in the rural areas. A retailer can get a profit of 3% on every transaction he is involved in. The DCT through retail shopkeepers will be implemented only in the second phase.
Union Rural Development Minister Jairam Ramesh believes that about 1 lakh business representatives will be appointed in the next 3 to 4 years. It will be tried to appoint Aanganwaati and Aashaa workers as these representatives. All these representatives will be provided with a micro-ATM through which the cash of subsidy will be distributed among the people.
The government is planning to launch the DCT scheme in 43 districts in the first phase from 1st January while despite of the government’s claims, the preparations are lagging behind the deadline time. Out of these 43 districts, only 17 districts have been identified where 80% population has got their Aadhar card.